Category Archives: Financial Education

Financial First Aid Kit For Turbulent Times

Investors will unfortunately feel the excruciating pain of bear markets every now and then. The temptation during these turbulent times is to sell everything, run for the hills and sit on the sidelines. The reason is because as human beings, loss aversion is deeply embedded into our psychological makeup. The pain of losing money is always more powerful than the pleasure of making money. People simply don’t want to lose what has taken a lifetime to achieve, what has been gifted to them, or what has been derived from the sale of a home or a business. Seeing this money evaporate in a moment’s notice is more than gut-wrenching.

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Cox Capital Management Hosts Cyber Security Seminar

We brought in an MIT expert to share insights into protecting against cyber threats.

Ethan Brown (left) & Bill Cox (right) of Cox Capital Management pictured with Ann Westerheim (center) Ekaru LLC.

Last week, we hosted a complimentary cyber security seminar for all our clients and partners at the Andover Inn. Given the massive data breaches that we’ve all seen in the media over the past few years, cyber security is on everyone’s minds. Cyber attacks are one of the top threats facing financial advisory firms. Our firm is committed to best practices in all areas. Thus, we feel it is critical to educate our clients on techniques to protect themselves. MIT grad Anne Westerheim, PhD and head of local IT firm Ekaru llc, was our presenter. Ann is an expert in IT/security related matters. She highlighted some great tips to protect one’s privacy. The sad reality is that there are hackers out there 24/7 sending you spoofing e-mails, trying to guess your passwords or hack into your system. However, you can seriously thwart their efforts by following several simple tips:

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The Golden Rule of Investing: Avoid Losses!


Photo by Michael Longmire on Unsplash

For those that like to dabble in investing as a hobby, you know the feeling when something is too good to be true. You’ve probably lost money at some point in your life on a speculative investment – the “hot stock” of the day or the latest Tech IPO that’s supposed to revolutionize the world. As professionals at Cox Capital who deal with investments everyday, we’ve seen it all and can offer this simple piece of advice to ensure long-term success – DON’T LOSE MONEY! It sounds simple, but believe us when we say that this is absolutely the holy grail of investment principles! Avoiding losses is the polar opposite of what you see advertised by brokers and the mutual fund firms these days (especially in the midst of major bull markets).

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Cox Capital Management Hosts Informational Medicare Event in Andover

Navigating the Medicare Maze.

Last week Cox Capital Management hosted an informational Medicare event at Salvatore’s Restaurant for clients in the greater-Andover area. The seminar was part of a larger “Client Education Series” that Cox Capital has been periodically putting on for the past couple years. Topics have ranged from generational planning to social security to long-term care insurance. In each instance, CCM brings in an independent, outside expert on a particular subject matter with the sole goal of informing and providing a resource for current clients. With many folks approaching medicare-eligible age, it was the perfect time to bring in Peter Stoner from Stoner & Co. to present this complicated and often misunderstood topic.

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